NIL33Every deal on the record · UnyKorn LLC Apply
White paper · version 1.0 draft

NIL33: the record college sports needs.

College athletes can now be paid. Schools can pay them directly. Deals above a line go to a clearinghouse. Junior-college and high-school deals follow the athlete. None of it came with a record anyone outside the deal can check. NIL33 is that record.

UnyKorn LLC (Wyoming) · October 7, 2026 · Draft for comment · Not legal advice

1. Summary

Since 2020 every level of college sport has allowed athletes to be paid for their name, image and likeness: the NAIA first, then the NJCAA and all three NCAA divisions in 2021, with California's community colleges under their own state law. In June 2025 the House settlement let Division I schools pay athletes directly and sent every third-party deal of $600 or more through a clearinghouse with a five-business-day clock. In 2025 the College Sports Commission added that deals made in high school or junior college must be reported within 14 days of enrolling at a Division I school. There is still no federal law.

What none of this produced is a record. A parent cannot see what their child signed. A compliance office cannot see a deal until the athlete remembers to report it. A junior-college athlete arrives at a university with nothing to hand over. A brand cannot tell a real profile from a fake one. The marketplaces that broker deals are not neutral about the deals they broker.

NIL33 is a record, not a marketplace. Each agreement is signed against a fixed text, with a flat fee or none and the disclosure that applies; the record is fingerprinted and chained to the one before it; a countersignature publishes a ledger entry; a receipt verifies live; a report pack turns the whole thing into the document set the clearinghouse or the compliance office wants. Anyone can check any of it without asking us. We take no commission and no share of any deal.

2. The problem

People say "NIL law" as if there were one. There are four layers and a deal has to clear all of them: federal (no statute, but the Federal Trade Commission's endorsement rules bind every paid post), the association (the House settlement, the clearinghouse and the College Sports Commission for Division I; the interim policy for Divisions II and III; the NAIA and NJCAA bylaws; the 3C2A in California), the state (Georgia's college statute expired on June 30, 2025 and was not re-enacted; the 2026 high-school bill passed the House 171-0 and died in the Senate), and the school's own policy.

The money moved first. Division I schools may share about $20.5 million per school in 2025-26. NJCAA athletes have earned over $500,000 through the association's marketplace partner, averaging $310 per deal. Most of these deals are small, local and frequent, which is exactly the kind of deal nobody documents.

The person at the table with the least experience reading contracts is the athlete, and for a high-school or junior-college athlete it is often a parent with a deadline. The traditional answer, another agent, another collective, another percentage, adds a cost without adding a record.

3. The answer: a record anyone can check

Every deal on the record. Every dollar disclosed. Nothing anyone has to take on faith.

NIL33 has six layers, each with a public address and an honest label saying whether it is running today (the transparency stack):

  1. A public ledger. Every Champion (paid, disclosed) and Ambassador (unpaid, disclosed), what they endorse, the compensation type and the disclosure used. Readable as a page and as an open machine-readable record.
  2. Signed records with a chain. Each agreement is signed against a versioned text. The record stores the text's fingerprint and a link to the previous record, so nothing can be altered or back-dated without breaking the chain. A receipt page recomputes it live.
  3. Signed verification for schools and brands. Know Your Athlete issues a signed statement about a profile: who holds authority for a minor, whether the profile has been claimed, what the ledger says. The signing key is published under the domain, so a school verifies the statement with no call to us.
  4. Metered access for software. The same records, readable by a platform or compliance tool per request, with a receipt. The free tier is rate-limited.
  5. A publicly registered payee. The account that receives payment for metered access is registered in a permanent public registry with a public reputation record.
  6. Independent timestamping of agreements (designed, not switched on).

4. How a deal moves through NIL33

1 · ApplyName, who you reach, a code, Champion or Ambassador. Nothing is published.
2 · AgreeA plain agreement with a flat fee or none, approved lines, disclosure text. Under eighteen, a parent or guardian signs first.
3 · LedgerNIL33 countersigns; the entry goes public with the disclosure that applies.
4 · ClaimThe athlete confirms once that the profile is theirs. Nothing is bought, sold or moved.
5 · ReportThe report pack: receipt, ledger entry, reporting clock, printed as one document.

Before any of this, the deal card (Contract Studio) puts the whole deal on one page: fixed pay, exact deliverables, a usage window, a real exit. Contract Shield reads any pasted contract in the browser and flags the clauses that hurt athletes most: terms over twelve months, broad exclusivity, automatic renewal, assignment of future earnings, blanket power of attorney, intermediary fees above twenty percent. A flag blocks self-service signing and routes the athlete to a parent, a lawyer or the compliance office.

5. Who does what

RoleWhat they do on NIL33What they cannot do
AthleteApply, sign, claim the profile, keep the receipt, build the report packBe paid a commission or a share; be published before countersignature
Parent or guardianSign first for anyone under eighteen; hold authority on the profileBe bypassed
School or programOrganization profile, roster code, Ambassador program, compliance workspace, receive report packsPromise third-party payments; use NIL33 as a substitute for its compliance office
BrandVerified entity profile, fixed-fee deal card, sign, receive deliverables and the usage rights the card statesPay for performance, school choice or outcomes
Agent or representativeTime-limited authority from the athlete; upload proposed termsBind an athlete; take an undisclosed fee
Platform or compliance toolRead the ledger and verification statements; metered access; planned import and exportAlter a record
NIL33 (UnyKorn LLC)Provide the agreement text, countersign, publish, keep the record honestBroker deals, take a percentage, give legal advice

6. Rules by level

LevelRule in forceClockWhat NIL33 hands the athlete
NCAA Division IHouse settlement (June 6, 2025); NIL Go clearinghouse; College Sports Commission; interim policyFive business days for a third-party deal of $600 or moreReport pack
Junior college or high school → Division ICollege Sports Commission rules14 days after enrollment, or before the first gameReport pack with the enrollment date
NCAA Divisions II and IIIInterim policy (June 30, 2021); school policy; no clearinghousePer schoolLedger entry and receipt
NAIAOctober 2020 legislation; school policyPer schoolLedger entry and receipt
NJCAAJune 2021 bylaw; state law; no conflict with college sponsorships; Opendorse marketplaceNone until transferLedger entry and receipt that travel
California community colleges (3C2A)Bylaw 1.1.6; SB 2614 days before committing; changes within 14 daysDeal card as the disclosure
High school (Georgia)GHSA Appendix N only; no statuteNoneGuardian-signed agreement; no school marks or facilities

Dated and sourced row by row on the rules page. Northwest Athletic Conference rules are not yet read and are marked UNVERIFIED there.

7. What is real today

ComponentStateNote
Champions and Ambassadors, agreement texts, rulesrealPublic documents; countersignature before publication
Public ledger, page and open recordrealRefreshed every minute
Electronic signing with chain and live receiptrealDesign in ADR-0005; counsel review of the texts is open (F-28)
Claimed profilesrealNothing is bought, sold or moved
Deal card, Contract Shield, Bill of Rights, Safety Desk, compliance workspacerealBrowser tools; counsel review open (F-32)
Report packrealBrowser-only; reads the public record
Know Your AthletepartialGovernment-ID step waits on a vendor (F-30); no profile is "KYA Verified" yet
Metered access for softwarepartialAccess real; payment path configured, not yet proven by a published settled request (F-48)
Independent timestamping of agreementsgatedPending decision F-21
Platform import and exportplannedDesigned in the developer docs
Fair-value evidence for the clearinghouse reviewplannedResearch only; no valuation is published until calibrated on real deals

8. Money, plainly

A Champion is paid a flat fee for a term, set in the agreement and disclosed on the ledger. An Ambassador is paid nothing and the ledger says so. Introducing another athlete who signs earns a capped, flat honorarium that is also on the ledger. NIL33 never takes a commission, a percentage of a deal, or anything tied to an athlete's performance, school choice or outcome. No price for schools or programs is published yet; 2026 pilots are arranged directly, and whatever the price is, it is flat.

How payments on a deal are handled is set out in each agreement. UnyKorn LLC is not a bank, a broker-dealer, a marketplace, an agent or a licensed adviser, and sells no investments.

9. For the platforms and the groups already in NIL

Marketplaces, disclosure vendors, collectives and compliance platforms already hold most of the deal flow. NIL33 does not ask any of them to change. It asks to be the record underneath: a signed, chained, publicly checkable entry per deal, with the clock computed, that a school can accept from any source. Import of existing disclosures with the athlete's consent, and export in the shape a clearinghouse accepts, are designed and documented on the developer page. A platform that wants to pilot it should write to hello@nil33.com.

10. Limits

11. Roadmap

  1. School and two-year pilots (now): organization profiles, roster codes, the compliance workspace, the report pack.
  2. Rules data by state: the state-law and institution-rule model populated row by row with sources and dates, with an honest coverage count.
  3. Platform import and export: consented import of existing disclosures; export in the clearinghouse's shape.
  4. Fair-value evidence pack: a deterministic, explainable set of inputs and comparables an athlete can attach to a clearinghouse review. Research until calibrated; no public valuation before then.
  5. Brand fit on Know Your Athlete: an athlete-written list of what they are into, shown to verified brands only with consent, never sold, so deals and product fit the person; in-kind compensation disclosed on the ledger.
  6. Identity verification vendor for Know Your Athlete; counsel review of the agreement texts and the athlete-protection pages.
  7. Independent timestamping of agreements, after the pending decision.

12. Who operates NIL33

UnyKorn LLC, a Wyoming company formed July 1, 2026, builds and runs the software behind NIL33: the ledger, the signing flow, Know Your Athlete, verification for schools and brands, and the report pack. It also operates the youth side, Live the Dream Athletics, where the athlete record begins. Software, records and services; not a bank, broker-dealer, marketplace, agent or licensed adviser. About NIL33.

13. Sources

College Sports Commission rules as summarised by NIL Newsstand, October 30, 2025 · Congressional Research Service LSB11349 (House v. NCAA) · NCAA interim policy, June 30, 2021 · NJCAA releases of June 30, 2021 and April 8, 2026 · MiraCosta College NIL policy (3C2A bylaw 1.1.6, SB 26) and the CCCAA constitution · 16 CFR Part 255 (FTC Endorsement Guides, revised June 29, 2023) · Georgia HB 617 as passed; LegiScan GA HB 383 · GHSA Appendix N · Congress.gov H.R. 4312 · industry summaries of the NAIA October 2020 legislation (handbook citation pending). Row-by-row citations: the rules page and the timeline.

Athletes
The network: who is around the athleteChampionsKnow Your AthleteStart verificationVerify an athleteSignCreator kitDeal cardAthlete Bill of RightsContract ShieldFinancial Safety Desk
Programs and schools
For schools and two-year programsAmbassadorsOrganization onboardingCompliance workspaceReport packRules by level and stateWhat happened to college sportsWhite paperInsightsDocuments
Records and developers
Public ledgerThe transparency stackDeveloper docsVerification APIMetered APIClaim your profileYour .nil nameServicesPlatformGet the appChampion portalAsk the assistant
Company
About NIL33Live the Dream AthleticsPrivacy and consentApplyhello@nil33.com
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